When attending educational institutions in the United States, it is mandatory that a student has health insurance. Students must carry at least a certain amount of coverage. Students have a number of plans accessible to them from their Educational Institution.

Medical schools or hospitals that may be part of your educational institution, would offer the least expensive plans. You can receive even more discounts if you have an International Student Exchange identity card.

In case you haven’t gotten one of these cards yet, you can get one by ordering one from the Internet. Prior to going to college, many were likely protected under their parents’ Health Insurance plan.

You may want to have your parents check with their employer to see if they have COBRA available. If this is available, this would allow the policy to be extended for 18 months however it may not be the cheapest alternative. You may still find campus insurance to be cheaper.

If you travel outside of the United States, often campus insurance will offer coverage for that. If you chose Student Health Insurance you may want to know the conditions that would not be covered.

You may want to talk to other students to find out the type of insurance they have before deciding. Knowing the insurance lingo really does help prior to doing your shopping around.

Get and compare quotes from a wide range of insurers before making your final decision. This simple action would save you hundreds in premium dollars if you take the time to do it well.